Home Loans Calculator

Below we have included a home loans calculator for you to get a rough idea of what you may be looking at when looking to get a home loan. Remember, each institution like FNB, Nedbank, ABSA and all the others may have their own way of making their calculations – and so this home loans calculator is just for you to get a rough estimate of what you can expect.

How to use our Home Loans Calculator

Key in you monthly gross income (single or joint). Key in the home loan interest
rate you qualify for. Key in the number of months that you would like to repay your
bond (this may vary between 20, 25 and 30 years e.g. 20 years = 240 months). Click
on the ‘Calculate’ button.

What will this Home Loans Calculator, calculate?

Calculates the maximum home loan that you can afford and what the monthly repayment will be.


While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused. No responsibility for any loss occasioned to any person acting or refraining from action as a result of material in this programme accepted by Home Loans.

Gross Monthly Income (Rand):

Interest Rate (% per annum):

Repayment Term (# months):

Monthly Instalment:

Maximum Home Loan Amount (Rand):

The Maximum Home Loan Amount indicated may vary according to your personal financial situation.